Max Contribution To 529 Plan 2024. Because contributions to a 529 plan are considered gifts, individuals can contribute up to $18,000 per year to a beneficiary’s 529 account without filing a gift tax. The lifetime maximum a 529 beneficiary can transfer under the rule is $35,000;

What is the maximum annual 529 plan contribution limit? Contribution limits for 529 plans range from around $235,000 on the low end to more than $550,000 per beneficiary.